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Försäkring 3 år 2 månader sedan #293211

Har köpt en 10 m ameriksnsk husbil b-reggad. Var försäkrar jag billigast? Skall man gå med i någon klubb innan man försäkrar för ev. rabatt?
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Re: Försäkring 3 år 2 månader sedan #293248

Absolut bäst svar får du nog av husbilsspecialisterna på de husbilsforum som finns några tangenttryckningar bort. Där vet man nog allt som är värt att veta om husbilar. Tror jag... ;)
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1980-talet representeras här av:
Polar 650 GLX 1986 efter en Volvo 244 Turbo 1983
Fuktskador kan ses i mitt galleri.
Bakåtsträvar gärna och använder sopborste istället för centraldammsugare




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Re: Försäkring 3 år 2 månader sedan #294806

Tyvärr jag fattar inte var jag skall söka.
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Re: Försäkring 3 år 2 månader sedan #294816

Lejon1 skrev:
Tyvärr jag fattar inte var jag skall söka.

tex www.husbilsklubben.se
eller googla. Sen är det ju inte bara den billigaste premien som gäller. Många stirrar sig blinda på enbart premien. Man måste även kolla vad försäkringen innehåller. När det väl gäller kan man stå där med sin tvättade hals. Ineehåller det tex en försäkring för bodelsens maskinpark, micro spis kyl/frys etc etc, vad är självriskerna? en del har tex självrisk för vindruta 35% av kostnaden en del en fast premie. Ingår assistans eller inte? Det allra enklaste är att ringa olika bolag och be om offert. Sen inte alltid ekonomiskt att vara med i en klubb, man kan få ner priset utanför klubben oxå.
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Re: Försäkring 3 år 2 månader sedan #294817

Mitt råd är att vända sig till IF. Det är försäkringsbolaget med mest sund syn på udda fordon.
Problemet för dig är att kunna svara på frågan NYVÄRDE.
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Bil: . Citroen C4 Steel Edition.1,6 D manuell.Pärlemovit 2014 Bränslesnål.
Ytterligare bil i familjen, men utan dragkrok Hyundai Getz 1,5 D. 2007.Sparbössan.
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Re: Försäkring 3 år 2 månader sedan #294819

Sen har man en annan fördel som husbilsägare! Är skatten över en viss summa, minns inte exakt nu , men tex 4800:- per år räknas skatten per dygn, så vet jag att jag inte skall använda bilen på 14 dagar minst! så ställer jag av den, då betaler man ingen skatt och ingen försäkring utan enbart en sk garageförsäkring, i mitt fall 48:- per månad. I det läget är inte försäkringens kostnad så betydande. Så som i mitt fall har jag kollat att självriskerna är så låpga som möjligt plus att den innehåller assistans! Det jag sa om 14 dagar är en gräns för att man ska kunna betala skatten dygns vis, ställer man på inom dom 14 dagarna så får man betala hela den månaden. Så för att se åt mig själv så nyttja jag inte bilen på veckovis just innan Elmia och visste att jag inte skulle ut innan Ullareds träffen, då ställde jag av bilen, och betalde skatt+ försäkring enbart för 5 dagar jag va på Elmia!!
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Re: Försäkring 3 år 2 månader sedan #294910

Det där viste jag inte att man som privat ägare kan betala skatten per dag, är det samma summa som bestämmer det oavsett stolek på skatten eller är det vist procentsats på skatten?
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Re: Försäkring 3 år 2 månader sedan #294916

pepe skrev:
Det där viste jag inte att man som privat ägare kan betala skatten per dag, är det samma summa som bestämmer det oavsett stolek på skatten eller är det vist procentsats på skatten?

Inte procentsats som av gör det utan om skatten är över 4800:- så delas skatten upp på tre gånger om året. 4800 och uppåt betaler man skatten dygnsvis, så det är just 4800 som avgör det!
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Re: Försäkring 3 år 2 månader sedan #294921

Argos skrev:
pepe skrev:
Det där viste jag inte att man som privat ägare kan betala skatten per dag, är det samma summa som bestämmer det oavsett stolek på skatten eller är det vist procentsats på skatten?

Inte procentsats som av gör det utan om skatten är över 4800:- så delas skatten upp på tre gånger om året. 4880 och uppåt betaler man skatten dygnsvis, så det är just 4800 som avgör det!

Jag har för mig att detta har varit med i en tidigare tråd. Siffran 4800 kr och skatt 3 gånger /år stämmer inte.
Min bil kostar 4631 kr /år och skatten kommer 3 ggr /år.
Kommer inte ihåg var brytpunkten ligger.
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Re: Försäkring 3 år 2 månader sedan #294924

hade delvis rätt, visste att 4800:- fanns i bakhuvet;) så här är det, har kopierat texten på transportstyrelsen!

Fordonsskatt ska betalas för alla skattepliktiga fordon som inte är avställda. Skatten betalas i normalfallet i förskott för ett år. Om skatten är högre än 3 600 kronor, delas den upp på tre perioder.


Du har 21 dagar på dig att betala, från och med datumet för påställningen. Fordonsskatt påförs för hela månader. Det betyder att fordonsskatten tas ut för en hel månad även om fordonet ställs på mitt i en månad.

Om skatten är högre än 4 800 kronor tas den ut per dag (under förutsättning att fordonet har varit avställt i minst 15 dagar eller att fordonet har bytt ägare under avställningstiden.)
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